Impact Loan Overview

We know how difficult it can be to make ends meet, especially when faced with an unexpected crisis. The Capital Good Fund Impact Loan is designed to help you bridge financial gaps when life calls for extra assistance.

We make the loan process as easy as possible. Although we do review your credit profile, there is no minimum FICO requirement. In addition, there are absolutely ZERO application or closing costs!

Our goal is to help families address their financial needs without having to turn to predatory lenders, who can charge over 300% interest rates in some states.

You can use an Impact Loan for a variety of purposes, including paying rent or security deposits, auto repairs, covering the cost of utilities, medical expenses, technology purchases (laptop, tablet, etc.) and more.

The Impact Loan is currently available in Rhode Island, Florida, Texas, New Jersey, Georgia and Connecticut. APR varies by state. Click on your state below to apply or learn more!

Check Your Eligibility!

Eligible States	Total APR	Repayment Calculator
Rhode Island	18% with ZERO closing fees	Monthly Payment
Florida	18% with ZERO closing fees	Monthly Payment
Texas	12% with ZERO closing fees	Monthly Payment
New Jersey	12% with ZERO closing fees	Monthly Payment
Connecticut	12% with ZERO closing fees	Monthly Payment
Georgia	5% with ZERO closing fees	Monthly Payment