by Capital Good Fund
We know how difficult it can be to make ends meet, especially when faced with an unexpected crisis. We make the loan process as easy as possible. And although we do review your credit profile, there is no minimum FICO requirement. In addition, there are absolutely ZERO application or closing costs!
Our goal is to help families address their financial needs without having to turn to predatory lenders, who can charge over 300% interest rate in some states.
You can use an Impact Loan for a variety of purposes, including paying rent or security deposits, auto repairs, covering the cost of utilities, medical expenses, technology purchases (laptop, tablet, etc.) and more.
$300 to $1,500 • 12% Annual Percentage Rate
No closing fee or down payment. Monthly repayment over 15 months. Example Lifetime Cost: A $1,000 loan costs $1,081.86. How much is my monthly payment?
WHAT DO I NEED TO APPLY FOR A LOAN?
- Have a bank account or an approved pre-paid card
- Reside in Rhode Island, Florida, Massachusetts, Colorado or Delaware
- Have an income
We will need the following documents after you submit your application:
- Two months bank or prepaid card statements
- Copy of government-issued ID
- Voided check or prepaid card with ACH features
- We may ask for additional documents after you apply
Not sure if you qualify? Use our Eligibility Check!