Overview - Capital Good Fund


Our Financial Coaching Department offers a variety of programs designed to meet your specific and personal financial needs. Whether you are just looking to increase your credit score, or more interested in a one-on-one relationship with a trained Financial Coach to work through your financial health holistically – we cover everything from credit, debt, budgeting, and health – our programs are designed to meet you where you are. Together, you and a coach will develop a sustainable strategy and plan to reach your goals. On average, participants report: 

  • An increased credit score of as much as 75 points (both programs are credit-building!)
  • Increased budget usage
  • Better physical and mental health
  • Decrease in the use of predatory financial services

Coaching is offered in-person in Rhode Island and over Zoom in all states where we offer our programs – Rhode Island, Massachusetts, Connecticut, Illinois, Texas, Florida, New Jersey, Pennsylvania and Georgia. In select states, we offer incentives to make our credit-building and financial coaching programs virtually free.

In addition to our individual programs, our Coaches also offer in-depth workshops to groups of 10 or more, covering topics such as budgeting, savings, debt, and credit, for businesses or social service organizations to provide these tools to clients or employees. 


Financial Coaching PLUS
Our individualized Financial Coaching PLUS is a year-long relationship with your very own trained, expert Financial Coach. During your sessions, you will create a personal financial action plan. We will work with you to accomplish your goals, whether you want to get out of debt, save for college, or simply learn how to manage your money more effectively. Participants make 12 monthly payments of $15, which will be reported to all three credit bureaus as a 0% loan, resulting in an increased credit score.

Credit Builder Program
Our Credit Builder Program is a great way to increase your credit score! Participants make 12 monthly payments of $5, which we will report to all three credit bureaus as a 0% loan. The goal is to improve your credit score with each on-time, monthly payment.