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Introducing Capital Good Fund’s HomeGreen Energy-Efficiency Loan. Ranging from $1,000 to $50,000, this low-interest loan covers loans for measures that make your home more energy-efficient and safe while saving you money on monthly utility bills. You can get a HomeGreen loan for a variety of upgrades (usually as a package of measures), including:
- Wall insulation and replacement windows
- Duct sealing
- Removal of knob-and-tube wiring
- High-efficiency heating and cooling equipment
Designed to serve the needs of low-to-moderate-income homeowners with less-than-perfect credit, the loan is paid back in monthly installments over up to seven years.
$1,000 to $50,000 • 5.99% Annual Percentage Rate
No closing fee or down payment. Monthly repayment from 24 to 84 months.
WHAT DO I NEED TO APPLY FOR A LOAN?
You must:
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- Have a bank account
- Reside in Rhode Island or Massachusetts
- Be a homeowner and be current on your mortgage
- Must be working with an approved contractor
We will need the following documents after you submit your application:
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- Two months’ bank account statements (3 months’ if you are applying for $2,000 or more)
- Project Verification Form to be completed by your contractor electronically
- Copy of government-issued ID
- Voided check or prepaid card with ACH features
- We may ask for additional documents after you apply