PROGRAM OVERVIEW

The program begins with four hour-long coaching sessions. These one-on-one sessions will help you understand your finances, set goals, and take practical steps to improve your financial well-being.

Your experience will be tailored to your individual needs. Your coach will work through key areas of personal finance based on what is most relevant to you, including:

• Goals and budgeting
• Credit improvement
• Debt management
• Building savings

After your four sessions, you can continue working with your coach through optional 15-minute accountability check-ins throughout the year. Mandatory 30-minute check-ins with your coach will be scheduled at six months and twelve months. These allow you to review your progress and discuss any changes or challenges along the way.

Coaching sessions are completed remotely. In-person coaching is available to clients in Rhode Island.

Who Is This Resource Meant For?

Financial Coaching is a good option if you want personalized financial support and the opportunity to build a positive payment history.

Our approach focuses on personal finances. It does not provide credit repair, legal services, investment or wealth management advice, or business coaching.

Cost Breakdown

Financial Coaching costs $180 per person for one year, paid in 12 automatic monthly payments of $15. Two people can enroll for $225 for one year, paid in 12 automatic monthly payments of $18.75.

Your monthly payments are reported to all three credit bureaus—Equifax, Experian, and TransUnion—as a Credit Builder Loan. Regular, on-time payments can help you establish or strengthen your credit history.

You will receive a copy of your TransUnion credit report (FICO score included) at intake, six months, and twelve months. 

Note: You are not receiving $180 or $225 in borrowed money, and you will not receive the program cost back at the end of the program as payments are non-refundable.