Our loans can be used for a bunch of different things. Whether you need to repair an automobile, buy a computer, cover the costs of immigration, pay the security deposit for an apartment, or just need a quick cash boost, we've got you covered.
The table below will help you understand the different loans we offer. Once you feel ready, use one of the "Apply Now!" buttons to start your application! Not sure if you qualify? Use our Eligibility Check! If you have any questions at all, there's a little chat box in the bottom-right corner—that will get you in touch with one of us. If no one is available, leave a message and we'll get back to you within 24 hours. We look forward to working with you!
|Emergency Loans||All Other Consumer Loans||Weatherization Loans||Car Loans|
|Minimum Loan Amount||$300||$700||$500||$8,000|
|Maximum Loan Amount||$500||$2,000||$10,000||$20,000|
|Interest Rate||35%||24%||0%||9% to 15%|
|Closing Fee||None||None||None||$273 + applicable fees (rolled into loan)|
|Repayment Period||12 months||24 months||2-5 years||60 months|
|Typical Uses||Debt repayment, bill-catch up, utilities, unforeseen expenses||Immigration costs, security deposits, auto repairs, computer purchase||Insulating walls, replacing light bulbs, sealing ducts||Purchase of new or used car from a reputable dealer|
Please note: Our services are available to Rhode Island residents only. We look forward to serving many more of you in the future!
Find out if you qualify for a loan by using our Eligibility Check.
To get started, simply fill out an application and send us 2 months' bank or prepaid card statements. You can now get a loan without ever leaving the comfort of your own home! Click to learn more about electronic loan closings.
If you're pre-approved (congrats!), we will need the following documents*:
* Usually we only need the above documents, but sometimes we may ask for additional documents.