Many Americans suffer from poor-to-no credit. Credit is one of those things that is usually easy to damage, but difficult to fix. A high credit score is a tool that can help you buy a home, save money on car insurance, and even get a job. Luckily, Capital Good Fund offers a Credit Builder Program to help you increase your credit score!
You make 12 monthly payments of $5, which we will report to all three credit bureaus (Transunion, Equifax and Experian) as a 0% loan. Each on time payment will improve your credit score. You will be provided a video and cheat-sheet on how to read your credit report. During that year, you will receive an updated copy of your Transunion credit report and FICO® Score twice via an encrypted email as well as by mail.
We offer a Financial Coaching Program where you meet with a coach one-on-one and review your credit, budget, goals, create a debt management plan, and much more for $15 a month (or $18.75 for two - you and whomever you share finances with). For more information please click here.
*Participating in the Credit Builder Program does not guarantee a loan approval.
FICO is a trademark and/or registered trademark of Fair Isaac Corporation in the United States and other countries.