Andy Posner founded Capital Good Fund in February of 2009 while getting his Master of Arts in Environmental Studies at Brown University, where he was studying financing mechanisms for clean energy. After reading Banker to the Poor by Dr. Muhammad Yunus, the 'Father of Microfinance' and 2006 Nobel Peace Prize winner, he quickly realized that equitable financial services could unlock the potential of the poor just as they could do the same for clean energy technologies. At the same time, as the financial crisis of 2008 began to unravel the economy and devastate low-income communities, Andy decided to take action. He created Capital Good Fund with an eye toward using financial services to tackle endemic poverty, first in Rhode Island, and then nationwide.
Andy is a firm adherent of Dr Yunus' dream to put poverty into museums; or, as Andy likes to put it, to put poverty out of business. Andy's work has been featured in Providence Business News, the Providence Journal, the Providence Phoenix, the Federal Reserve Bank of Boston's quarterly publication, the Rhode Island Small Business Journal, CNN and other print, radio and television media. He is also proud to be the Treasurer of the national Board of Directors of the Credit Builders Alliance, an organization of which Capital Good Fund is a member.
Andy has published his ideas in the Huffington Post, Treehugger.com and the Stanford Social Innovation Review, to name a few examples. He was also selected as a 2011 Hitachi Yoshiyama Young Entrepreneur and a 2013 American Express Emerging Innovator (one of 45 globally). When pressed to describe himself, he'll say that he is a pragmatic idealist who believes that creative business models, advanced data analytics, and a mix of market and mission-centered forces can lead to dramatic social change. When not at work, Andy likes to blog, write poetry, read and bike ride; in fact, in 2005 rode his bicycle 3,800 miles across the United States.
phone: 866-584-3651, Ext. 105
Libby joined Capital Good Fund in 2010 as a Loan Officer, and in her first couple of years worked directly with clients—not only on loan applications, but also as a financial coach, and VITA tax preparer. Since then, since she has had the opportunity to lead improvements in technology systems, financial management, and human resources. In fact, she interviewed everyone currently on staff, except for Andy! Her commitment to Capital Good Fund's growth and success was recognized in 2017 with Providence Business New's C-Suite Rising Star award.
Directly before Capital Good Fund, Libby worked in political advocacy, with groups like Ocean State Action and Common Cause. Further back, she served as Energy Program Manager at the District Department of Environment in Washington, DC, designing and executing the Energy Program of the nation’s largest youth green jobs program. In this program she recruited and managed 11 supervisors to work with 120 youth ages 14–21. The youth then carried out energy-efficiency retrofits in 600 residences, and learned principles of community organizing and green construction. Before then, she was the Project Manager of Project 20/20, an EPA Merit Award-winning initiative of Brown University and Wal-Mart which retrofit lighting in 5,321 low-income RI residences with 65 part-time employees and a $200,000 budget.
Libby is an actively licensed foster parent, and has also been a part of Foster Forward’s Real Connections mentorship program since 2011. Libby is a member of the West Broadway Neighborhood Association, and serves as President of the Federal Hill Condominium Association. Finally, she is a proud alumna of the AmeriCorps VISTA program.
phone: 866-584-3651, Ext. 104
Heiry is an undergraduate student at the University of Rhode Island studying Psychology, graduating in May of 2016. Throughout the course of her life, she has encountered many obstacles, many open doors and many closed doors. Each experience has been a learning opportunity about herself and the world around her. Every moment has helped shape her into the person she is becoming. Heiry has a great desire to help others. Whether it may be physically opening a door, spiritually offering prayers, mentally and emotionally problem solving, or helping achieve personal or developmental goal, she would like to be part of it for someone, anyone. She has a great compassion towards others and would love to express that compassion throughout her career. Receiving the opportunity at Capital Good Fund has been a great blessing for her, for she knows that as part of the team she will be helping others.
phone: 866-584-3651, Ext. 122
Born in Oakland, California and raised in Anchorage, Alaska, Lesley graduated from Oberlin College with degrees in Dance and African American Studies. She is Good Fund’s Senior Development Officer and committed to its core philosophy of financially empowering our clients and bridging opportunity gaps in our society.
Lesley has worked in the RI non-profit development field for the past 12 years for organizations including Southside Community Land Trust, Providence After School Alliance, and Federal Hill House.
She and her daughter live in Providence with their extremely enthusiastic rescue pitbull, Bernie, and their two cats, Mr. Pibb and Zora. In her free time, Lesley powerlifts, studies yoga, plays bass in the band the Cramptown Mayors, and works with the social justice community fighting for socio-economic, gender, and racial equity.
phone: 866-584-3651, Ext. 149
Hillary manages the Financial Coaching department at Capital Good Fund. As Director of Coaching, Hillary oversees a comprehensive Financial + Health Coaching program, a Credit Builder Program, and a randomized control trial in partnership with the Providence Public School District.
Hillary moved from California to Rhode Island to pursue a Master’s in Business Administration with a management concentration at Providence College. She also completed a leadership development certificate at Providence College in 2016. Hillary is currently pursuing a certificate in financial planning at Bryant University.
Before coming to Capital Good Fund, Hillary oversaw management and operations of nonprofit organizations that connected Rhode Islanders with career pathways in healthcare and other industries. She also guided student entrepreneurs at Brown University through developing their business ideas. Hillary brings her passion for strengthening our community by using business approaches to the Capital Good Fund.
phone: 866-584-3651, Ext. 130
After graduating from Arizona State University with a degree in graphic design, Charles moved to Rhode Island. Seeking a meaningful line of work, Charles started at Capital Good Fund. He now manages the organization’s image through design, video editing, marketing, and more. Charles does what he loves while furthering a great cause—it doesn't get much better than that. In addition to creative outlets, Charles’s basic needs include time outdoors and chocolate milk.
phone: 866-584-3651, Ext. 107
Chadria comes to Capital Good Fund already a veteran in the nonprofit world. For the past ten and a half years she has poured her heart out serving school-age children of Providence in childcare/out of school time programs. What attracted her to Capital Good Fund was the mission of helping people get out of poverty. She has personal experience with the damaging effect of the poverty mentality that plagues many families and cripples them from having all that they should have. As the Human Resources Officer at Capital Good Fund, Chadria hopes to build relationships that support a healthy financial lifestyle and help people in any way possible. She enjoys splashing in puddles in her rain boots, reading in comfy places, and eating bacon!
phone: 866-584-3651, Ext. 123
Jim is excited to work at the Capital Good Fund because it is a unique organization, with talented, caring people, working hard to meaningfully impact on the lives of others. He is a strong believer that small advances add up quickly and make for big positive changes. Prior to coming to the Capital Good Fund, Jim worked with several local not-for-profit organizations. At Neighborhood Health Plan of Rhode Island, his role as Director of Analysis helped the organization make better data driven decisions. At Johnson & Wales University Jim served as Director of Financial Operations, reshaping the finance department with a focus on continuous process improvement. He holds a bachelor’s degree in Chemistry and an MBA from the University of Connecticut.
Jim has been calling Rhode Island home for over 20 years. He has been active in the community as a Little League Treasurer and Baseball and Soccer Coach. In his free time, Jim enjoys travel, sailing, scuba diving and swimming, and has completed the annual Save the Bay race from Newport to Jamestown on a number of occasions.
phone: 866-584-3651, Ext. 144
Laura has lived in the state of Rhode Island since 2009. She attended the Community College of Rhode Island from 2010 to 2012 and Graduated with honors from Johnson & Wales University with a Bachelor’s Degree in Hotel & Lodging Mgmt. in May of 2015. She has volunteered and worked closely with the J. Arthur Trudeau Memorial Center for individuals with developmental disabilities, and also with Dorcas International Institute of Rhode Island, whose mission is to assist low-income adults in the state of RI to realize their full academic and professional potential. In the past Laura has worked for companies such as Bank of America and Colwen Management, as well as one the biggest payday loan companies in the country. Currently she’s looking forward to changing as many lives as possible through the mission and vision of Capital Good Fund.
phone: 866-584-3651, Ext. 115
Angela is a recent Rhode Island transplant, having spent much of her life in the Pioneer Valley of Western Massachusetts. She discovered her ability to program computers while working as an Administrative Assistant at Smith College and went on to earn her B.A. in Computer Science through Smith’s Ada Comstock Scholars program. Over the past five years she has helped organizations research and develop new tools for many purposes, including systems monitoring, software testing, and data processing. Angela is deeply committed to ethics and inclusivity in computing, and is excited to have a home at the Capital Good Fund where she can put those values into practice. She enjoys empowering others to access the technology they need. Outside of work she loves to study music, drink tea, and use her imagination. She can often be found playing tabletop RPGs with gaming groups around Providence.
phone: 866-584-3651, Ext. 131
Elizabeth is a Florida native with a passion for serving others. As a Guatemalan-Mexican-American who grew up in a family with limited financial means, she is dedicated to fighting for equality and the empowerment of marginalized communities. She is a graduate of Harvard where she received a B.A. in Government & Economics. Shortly after graduating college, she married her husband, Sal. Their newest addition to the family, Mia, met her parents on March 17th of this year. Her experience in the financial services industry coupled with her passion for social change attracted her to Capital Good Fund where she is now functioning as a Loan Officer in Sarasota, Florida.
phone: 866-584-3651, Ext. 142
Esteban is a Floridian through and through. His passions are simple: helping people, enjoying nature, and above all else being a father. For as long as he can remember, people have been his heart. He strives to always make a positive difference in the lives of those around him. He believes that no matter the situation you find yourself in, there is always an opportunity to better yourself and lift up others.
When Esteban is not at work, you will find him hanging out with his six-year-old daughter who is the most amazing child in the world, no bias of course! They will be serving at their Church, walking down the beach, or wandering the woods every opportunity they get. He is wholeheartedly exited and thankful to have found a family in Capital Good Fund, an organization that aligns his career goals with his life calling of helping people and making a difference in his community. His life motto is "Never stop moving forward because the best is truly yet to come!"
phone: 866-584-3651, Ext. 152
Mariline Chantre was born in Cape Verde, but moved to Rhode Island in 2009. She attended Community College of Rhode Island for two years, and then transferred to New England Institute of Technology where she became a member of the Phi Theta Kappa Honor Society. She graduated with a bachelor’s degree in business management and technology, in May 2017. Mariline has volunteered for Nonprofit organizations such as Foster Forward, where she completed the training process in 2015, and worked as an intern at Capital Good Fund. She is passionate about her job, and she has developed a strong sense of devotion for the Nonprofit sector. She hopes to make a difference, and have a positive impact in the community that is often overlooked or underserved.
phone: 866-584-3651, Ext. 140
Kyle is a lifelong Rhode Island resident and recent graduate of Johnson & Wales University, where he earned his undergraduate degree in Finance. Kyle excitedly joins Capital Good Fund after having spent nearly the last three years engaging with Rhode Islander’s as a Personal Banker for both Citizens Bank and BankNewport. During his time working in banking, Kyle was granted exposure into the depth of everyday challenges individuals are faced with in result of financial difficulties seemingly often stemming beyond their control. Kyle was drawn to Capital Good Fund by his desire to play a role in remedying these challenges, and through his alignment with the organization’s mission to utilize financial service solutions as a means to combatting poverty. In addition to working as a Credit Officer, Kyle studies Political Science at Rhode Island College with the hopes to eventually either earn a second bachelor’s degree or return to graduate school.
phone: 866-584-3651, Ext. 150
Connie is a native Rhode Islander, and attended Bryant University, receiving a BS degree in Business Administration. Soon after completing her studies, Connie headed to Colombia, South America as a Peace Corps Volunteer in the Small Business Development Program. During her 5-year tenure with Peace Corps, Connie worked on a variety of projects including consulting with local production, marketing and service cooperatives. She performed a feasibility study for the exportation of natural jute products manufactured by visually impaired adults, which grew into a new rehabilitation component preparing rehab graduates for reentry into the local workforce. Connie’s natural curiosity led to her involvement in sports activity opportunities for people with disabilities, and eventually coached the National Police Wheelchair Sports Team in Bogota in local and national competitions. Connie spent a year of her time in Bogota working with a group of para- and quadriplegic individuals coordinating the First National Telethon to support the establishment of a national rehabilitation center, during which they successfully tripled their goal of $1M US dollars! The Annual Telethon continues to be the principal fundraiser that supports services for individuals with all types of disabilities. She then moved to Ecuador, as a Field Office Director for an international sponsorship organization overseeing a staff of 115 employees working with over 300 rural communities, implementing 400-500 projects annually.
After returning to RI, Connie continued working with the nonprofit sector establishing a micro-enterprise peer group lending program in South Providence. She then moved back to northern RI to develop a cooperative partnership between service providers and neighborhood residents to establish family centers in local elementary schools, with the support of the RI Foundation, United Way and several State agencies. Connie’s next ventures took her to Taunton where she served several years as Executive Director of a nonprofit providing independent living services to people with disabilities in 45 cities and towns in Southeastern MA.
Tending to her adventurous side, and between nonprofit jobs, Connie spent 2 years working for Segway, managing tours of Patriot Place and Gillette Stadium. Connie loves to spend time outdoors on the golf course, playing doubles tennis or throwing frisbees for her lab puppy Stella Bella and Dalmatian Harry Spotter. She took up running about a year ago and recently completed her first marathon. Connie is excited and happy to be a part of the Good Fund team!
phone: 866-584-3651, Ext. 146
Jennifer was born in Connecticut and moved to the Ocean State during high school. She is currently attending Johnson and Wales, pursuing an accounting degree. Jennifer worked at Providence Performing Arts for years and in the private sector after that. She has a sweet rescue cat named George. Jennifer has volunteered for different causes over the years, and has decided to make it her line of work as Good Fund’s Accounting Officer. Jennifer loves cook, and will always enjoy a good mystery.
phone: 866-584-3651, Ext. 138
New to Rhode Island, Anne previously served with AmeriCorps VISTA in Connecticut, first on the staff of a New London college access organization and then at a national higher education association's Hartford office. During that time, she also gained valuable experience as a volunteer grant writer and junior advisory board member for Project HEAL, the largest U.S. nonprofit delivering prevention, treatment financing, and recovery support to individuals suffering from eating disorders. A Wellesley College alumna, Anne strives to honor her alma mater's creed by pursuing professional and personal opportunities that revolve around making a difference. Outside of work, she fills her time sketching, hitting the road, playing pick-up games of tennis, and cheering on Beantown sports teams.
phone: 866-584-3651, Ext. 145
Simon views the glass as twice as big as it needs to be; this attitude has served him well in nonprofit environments. In 2011, Simon earned his degree in Marketing & Advertising Communications at Johnson & Wales University and he returned to Rhode Island in 2014 to start his M.B.A. in general business. He has experience working with low-income individuals through community building programs and has worked for a direct mail agency that specialized in nonprofit fundraising. Capital Good Fund was a natural choice for Simon, as he wants to pursue a career in financial marketing. Off-hours, you can find Simon exploring new trails with his K9 roommate, Sugi.
phone: 866-584-3651, Ext. 133
Monica studied fine art and worked for many years in art studios and institutions. Looking to combine her skills and creativity with her desire to work in ways that connect people and promote engagement and innovation, Monica returned to school to study graphic design. Prior to joining Capital Good Fund, she worked as a graphic designer on various print design projects and for a digital news source. She is eager to contribute her design skills and her background as a native Spanish speaker towards Capital Good Fund’s work making a positive impact and changing lives.
phone: 866-584-3651, Ext. 143
Two years after Roxana’s birth in Bolivia, her family made a life changing decision that brought them to the United States. Roxana considers her life to be very Americanized, but she takes pride in her roots and the importance of keeping diversity alive. This very much derives the reason why Roxana found Capital Good Fund. Being an undeclared high school graduate, Roxana looked for humanitarian opportunities that could give her a sense of the work she wanted to dedicate herself to. For some time Roxana worked as an interpreter and translator in order to break language barriers for her local community. In June of 2016 Roxana found Financial Coaching at Capital Good Fund which made her realize her passion for social work. Financial Coaching has really impacted Roxana because she finds personal satisfaction in experiencing the third person perspective of her clients’ pathway to a stable financial life. Roxana is now a Loan Officer at Capital Good Fund and is pursuing her B.S.W. at Rhode Island College in Fall of 2017. She is also currently volunteering time to be part of the Coalition of Advocates for Student Opportunities, a team who focuses on creating equal educational opportunities for undocumented students. Roxana’s long term goal is to advocate for the low income and undocumented community nationwide.
phone: 866-584-3651, Ext. 141
Andreas has come to Providence by way of Brazil, Germany, and Upstate New York. Most recently he was living in Chicago while studying Political Science and Cinema and Media Studies at The University of Chicago. He still remains active in The University of Chicago community as an Alumni Interviewer for their admissions department. Andreas began his relationship with Capital Good Fund in 2015 as a Financial Coach. He was drawn to Capital Good Fund in order to effect positive change in people’s lives and hopes that as a Credit Officer he can continue to have an impact in people’s lives. When not at Capital Good Fund, Andreas spends his time crafting fine charcuterie, traveling, playing in two soccer leagues, and generally having his heart broken by his beloved Arsenal FC.
phone: 866-584-3651, Ext. 128
Eliana is an alumni of AmeriCorps 2014, with 13 years of experience in customer service. After working at Citizens Bank, she decided to enter the unsecured lending realm. Eliana is passionate about helping people; she loves to see them accomplish their goals and dreams in life. She is always happy to be part of that process and enjoys being with Good Fund! In her role as Client Services Officer, Eliana works directly with clients to help them get the services they need. Outside of work, she enjoys reading, kickboxing, trying to stay fit, and living a healthy, meaningful life.
phone: 866-584-3651, Ext. 147
As a New Yorker with a heart in Rhode Island, Vannessa has learned to adapt to differing environments, interact with a diverse population and gain new perspectives from every experience she encounters. She is in her final year of a Bachelor of Arts in Psychology from the Inter American University of Puerto Rico, where she was able to pursue bilingual studies. She emphasizes the importance of having balance in all aspects of life to truly benefit from multiple opportunities. Vannessa served as a Team Leader for the City Year Young Heroes Program, working to run leadership development programs for middle school students, while assisting Hope High School counselors as a Senior Leader Mentor for students. Her most recent experience includes working as a Bachelor-Level Intern for the Bridge of Central Massachusetts, where she focused on milieu therapy, skills groups and introduction to adolescents with mental health challenges and/or developmental disabilities. Her passion for helping the community has been demonstrated in her past work as well as her plans going forward with Capital Good Fund. Vannessa is a strong believer in demonstrating how your age or current situation does not reflect your abilities, experience and dedication to any task or goal, including financial stability and education! Outside of working and studying, Vannessa loves to dance, exercise daily and make everyone smile any way she can.
phone: 866-584-3651, Ext. 126
Monica is a born and raised Puerto Rican with a Bachelor’s degree in Social Science and Psychology. At the age of 22 she left her native Puerto Rico to travel around the world and worked in different areas in a face-to-face environment. This was an eye-opening experience that lead to a desire to help others.
Moving back to Puerto Rico after 8 years abroad, she became active in cancer relief efforts due to a personal lost. After Hurricane Maria struck Puerto Rico, Monica decided to relocate in Sarasota with her family for a better future for her children and to be able to be a link giving back to the community through Capital Good Fund.
Poor communities back home are still very affected due to the hurricane, many Puerto Ricans are moving to Florida and other areas in the United States to seek help. Through Capital Good Fund, Monica can assure having a lending hand to Puerto Rican and every other low-income resident. It is about changing lives for the best.
phone: 866-584-3651, Ext. 151
With a heart for people and passion to connect with them, Cesar is Capital Good Fund’s first on-the-ground staff member in the Sunshine State of Florida. Though born in Colombia, he was raised in Miami and wholeheartedly considers it his home or "casa." What drew him to Capital Good Fund is its mission to empower people with pathways out of poverty. Cesar is an active servant-leader on the worship team at VOUS Church in Miami and also serves in other areas. Whether on or off the platform, his love and passion for people remains evident in his day-to-day life. He lives by the statement “The Best Is Yet to Come" knowing that the best is still in front of him as it is for every beneficiary at Capital Good Fund. Outside of work hours you can catch him jamming on his guitar, play-fighting with his beautiful lab Eevee, or geeking out about Nintendo.
phone: 866-584-3651, Ext. 139
Coptia first fell in love with computers in 1987 when her father brought home an Apple IIe. Her following years were spent toying with technology of all shapes, sizes and forms. After spending several years working in tech support, she attended the Art Institute, earning a bachelor’s degree in Web Design. She fell in love with programming while earning her degree and then enrolled in a web development immersive boot camp at General Assembly. Fresh out of General Assembly, she was drawn to Capital Good Fund because, having experienced poverty herself, she is passionate about the company’s mission. In her spare time, Coptia enjoys reading, writing and playing video games.
Community College of Rhode Island
Gabrielle Blalock, Accounting Intern
Gregori Martinez, Client Services Intern