We currently offers loans and coaching services in the following states.

To see the services available in your state of residence,
please click on your state below.



About Us

At Good Fund, we envision an America free of poverty.

It is not easy to escape from poverty. Low-income Americans face numerous obstacles to building better lives for themselves and their families. For many, the promise of the American Dream seems to be slipping away. That's where we come in.

Capital Good Fund is a nonprofit, certified Community Development Financial Institution that helps people fix their finances. We offer small loans and personalized Financial + Health Coaching to families in Rhode Island, Florida, Massachusetts, and Delaware. Our mission is to provide equitable financial services that create pathways out of poverty.

Recognizing the endemic nature of American poverty—as well as the interlocking issues that together form barriers to eradicating it—we use financial empowerment in a holistic way to meet the needs of our clients, foster true social mobility and chip away at the wealth and opportunity gaps in our society.


Our Values

At Good Fund we believe in big ideas for solving big problems in as little time as possible, for we agree that “justice too long delayed is justice denied.” We are inventive, daring, fun, ambitious. We are passionate about collaboration, open-source sharing, transparency, and authenticity. We are unafraid to forge a new path in the service of our mission. And we are single minded in our devotion to fulfilling Dr. Muhammad Yunus’s dream of putting poverty in the only place it belongs: museums.


Why We Do What We Do

Watching our clients achieve their dreams is incredibly rewarding. Every day, we witness the power of small loans and financial coaching to change people’s lives. Whether it’s seeing the gratitude of a single mother who has been given a loan to move into a safe and affordable apartment, or the excitement of an immigrant on the verge of becoming an American citizen, we are motivated by the spirit and drive of our borrowers.

Good Fund began as a dream in a social entrepreneurship class at Brown University in the fall of 2008, and is now one of the fastest-growing microfinance institutions in the United States!


Expansion SectionExpansion

In late 2015 we embarked on a scaling plan that called for us to finance 17,000 loans over five years, with the goal of covering 100% of our operating expenses through interest income from our loan portfolio. To fund this growth, we launched a $5 million Direct Public Offering, allowing individuals, foundations, and others to invest as little as $1,000 in Good Fund and earn up to 7.5%.

Hitting our growth targets was always going to require geographic expansion beyond our home state of Rhode Island, and we are proud to announce that we are now operating in four states: Rhode Island, Florida, Delaware, and Massachusetts. These states demonstrate an incredible need for equitable financial alternatives, and we're thrilled to serve more families!


Request a Presentation

If your organization would like to request a presentation about Good Fund's services and credit-building and debt-management techniques, please fill out a Presentation Request Form here.