Get a Loan

What We Offer

CGF offers three loan types: Enterprise, Immigration and Green Credit Builder Loans:
Business loans are $500-$3,000, and are for low and moderate income entrepreneurs that want to start or expand a micro or small business.  Immigration loans are $875, and cover the cost of applying to become a United States citizen.  Loan terms are 1 year.  Business loans carry an interest rate of 15% APR and citizenship loans carry an interest rate of 12.63% APR.  In addition, we have a Green Credit Builder loan that covers the cost of purchasing and installing a programmable thermostat in the borrower’s place of residence.  The $150 loan is paid back in 9 payments of $18 and comes with training on strategies for building credit and saving energy.

Application Forms

If you are interested in either a business or citizenship loan, please call us at 866-584-3651 and a Capital Good Fund loan officer will be able to answer your questions. 

Please click here for a copy of our business loan application checklist.

Please click here for a copy of our immigration loan application checklist.

If you are interested in a Green Credit Builder Loan, you can access and fill out the application form by clicking here or simply call us at 866-584-3651 to go over the application with a loan officer (in English or Spanish).

Why Get a Loan From Us?

CGF is a non-profit organization dedicated to helping the Rhode Island community through small-scale business and immigration loans. Our clients are our priority, and we are committed to providing personalized financial services for every client. We work with a small group of clients in order to guarantee that each one receives the necessary support from our team. Our loan applications have been especially designed to be flexible, in order to accommodate different circumstances and reach the entire community. In addition to providing loans that are tailored to your needs, we also provide financial literacy and mentorship programs designed to give you the tools you need to maximize the benefits of your loan.